Crypto.com vs Coinbase: Complete Comparison
Two of the biggest names in crypto—but they serve very different users. Here's how to choose.
Quick Verdict
Coinbase wins for beginners and US users—better UX, stronger security reputation, simpler fees. Crypto.com wins for card rewards and altcoin selection—if you're willing to stake CRO for benefits.
Head-to-Head Comparison
| Feature | Coinbase | Crypto.com |
|---|---|---|
| Trading Fees | 0.40-0.60% | 0.075-0.40%* |
| Coin Selection | 250+ | 350+ |
| Mobile App | Excellent | Good (cluttered) |
| Crypto Card | 1-4% back | 1-8% back |
| Security | Never hacked | 2022 hack |
| Regulation | Public company | Licensed, private |
| Ease of Use | Very easy | Complex tiers |
*Crypto.com's lowest fees require significant CRO staking
The Visa Card Battle
Coinbase Card
- • 1-4% back in crypto
- • No staking required
- • Spend any crypto
- • Simple, no tiers
Crypto.com Card
- • 1-8% back in CRO
- • Requires CRO stake ($400-$400K)
- • Airport lounge access (higher tiers)
- • Complex tier system
⚠️ Crypto.com's CRO Catch
Crypto.com's best rates require staking their CRO token. If CRO drops in value (it's down 90%+ from ATH), your locked stake loses value. Only stake CRO if you're bullish on CRO specifically—not just for the perks.
Who Should Choose Which?
Choose Coinbase If:
- ✓ You're new to crypto
- ✓ You want simplicity
- ✓ Security is top priority
- ✓ You prefer public companies
- ✓ You don't want to stake tokens
Choose Crypto.com If:
- ✓ You want max card rewards
- ✓ You're bullish on CRO
- ✓ You want more altcoins
- ✓ You travel (lounge access)
- ✓ You'll use the ecosystem heavily
The Bottom Line
Coinbase is better for most US users—simpler, safer, and you don't need to stake tokens for good rates. Crypto.com offers better rewards IF you're committed to their ecosystem and willing to lock up CRO. For pure trading, neither is cheapest—consider Kraken or Binance.US instead.
Compare All Exchanges