Best Exchange to Buy XRP (Ripple) in 2025
XRP is back on most US exchanges after Ripple's partial SEC victory. Here's where to buy it with the lowest fees and best features.
✅ XRP Is Back on US Exchanges
After the July 2023 court ruling that XRP sales to retail investors are not securities, most major US exchanges relisted XRP. You can now buy XRP on Coinbase, Kraken, Gemini, Crypto.com, and others.
Quick Verdict
Best overall: Kraken — Lowest fees (0.16%), never hacked, XRP since 2013.
Easiest: Coinbase — Simplest interface, though higher fees.
Bonus: XRP withdrawals are nearly free (~$0.01) on all exchanges—one of the cheapest cryptos to move.
XRP Purchase Fee Comparison
| Exchange | Trading Fee | Cost on $1,000 | XRP Withdrawal |
|---|---|---|---|
| Kraken ⭐ | 0.16-0.26% | $1.60-2.60 | 0.02 XRP (~$0.01) |
| Binance.US | 0.10% | $1.00 | 0.25 XRP (~$0.15) |
| Coinbase Advanced | 0.40-0.60% | $4.00-6.00 | ~$0.01 |
| Crypto.com | 0.075-0.40% | $0.75-4.00 | 0.25 XRP (~$0.15) |
| Gemini | 0.20-0.40% | $2.00-4.00 | 10 free/month |
| Bitstamp | 0.30-0.40% | $3.00-4.00 | Free |
Best Places to Buy XRP
Kraken
OG XRP supporter since 2013, lowest fees, never hacked
Why It's Great for XRP
- • Listed XRP since 2013 (never delisted)
- • 0.16% maker fee (lowest among majors)
- • Never been hacked
- • High XRP liquidity
- • $0.01 XRP withdrawals
XRP Trading Pairs
- • XRP/USD
- • XRP/EUR
- • XRP/BTC
- • XRP/ETH
Coinbase
Simplest interface, higher fees
Coinbase relisted XRP after the court ruling. Higher fees than Kraken (0.40-0.60% vs 0.16%), but the easiest interface for beginners. Use Advanced Trade for better rates.
Bitstamp
Early XRP adopter, free withdrawals
One of the oldest exchanges, partnered with Ripple early. Free XRP withdrawals are unique. Fees slightly higher than Kraken but competitive.
Why People Buy XRP
⚡ Speed
XRP transactions settle in 3-5 seconds. One of the fastest major cryptocurrencies.
💰 Cheap Transfers
Sending XRP costs ~$0.0001. Great for moving value between exchanges or to wallets.
🏦 Bank Partnerships
Ripple partners with banks for cross-border payments. Institutional use case.
⚖️ Legal Clarity
Post-SEC ruling, XRP has more regulatory clarity than most altcoins.
⚠️ XRP Risks to Know
- • Ripple Labs holds significant XRP supply
- • SEC case isn't fully resolved (appeals possible)
- • More centralized than Bitcoin or Ethereum
- • Price heavily tied to Ripple company news
XRP's Hidden Advantage: Cheap Withdrawals
XRP is one of the cheapest cryptocurrencies to withdraw. While ETH withdrawals cost $5-50, XRP costs less than a penny.
XRP
~$0.01
Bitcoin
$1-10
Ethereum
$5-50+
This makes XRP useful for moving value between exchanges cheaply—even if you convert back to another crypto at the destination.
Frequently Asked Questions
Is XRP a security?
The July 2023 ruling determined that XRP sales on exchanges to retail investors are NOT securities. However, institutional sales directly from Ripple may be. The SEC is appealing parts of the ruling, so the situation may evolve.
Why did exchanges delist XRP in 2020?
After the SEC sued Ripple in December 2020, major US exchanges (Coinbase, Kraken, Gemini) suspended or delisted XRP trading to avoid regulatory risk. They relisted it after the favorable court ruling in 2023.
What wallet should I use for XRP?
XUMM (now Xaman) is the most popular XRP wallet. For hardware security, Ledger supports XRP. Note that XRP wallets require a 10 XRP reserve to activate—this is locked in the wallet address.
The Bottom Line
Kraken is the best exchange for XRP—lowest fees, never hacked, and supported XRP through the entire SEC saga. Coinbase is easier for beginners but costs more.
With the SEC case mostly resolved, XRP is now widely available on US exchanges again. Shop around for the best fees—XRP is the same regardless of where you buy it.
Compare All ExchangesLast updated: December 18, 2025