Best Exchange for Recurring Crypto Buys 2025
Set it and forget it. Compare automatic purchase features and find the lowest fees for dollar-cost averaging into crypto.
Quick Verdict
Coinbase has the best recurring buy interface with daily, weekly, and monthly options. Gemini offers similar features with slightly lower fees. Kraken has recurring buys but limited frequency options. For pure DCA, Coinbase's ease of setup wins.
What Is Dollar-Cost Averaging (DCA)?
Dollar-cost averaging means buying a fixed dollar amount of an asset on a regular schedule, regardless of price. Instead of trying to time the market (which rarely works), you buy $100 of Bitcoin every week whether it's at $80,000 or $100,000.
Over time, DCA smooths out volatility—you automatically buy more when prices are low and less when prices are high. It's a stress-free strategy that removes emotion from investing.
Recurring Buy Features Comparison
| Exchange | Frequencies | Minimum | Fee | Coins |
|---|---|---|---|---|
| Coinbase | Daily, Weekly, Bi-weekly, Monthly | $1 | ~1.5% | 250+ |
| Gemini | Daily, Weekly, Bi-weekly, Monthly | $10 | ~1.5% | 120+ |
| Kraken | Weekly, Bi-weekly, Monthly | $10 | ~1.5% | 200+ |
| Crypto.com | Daily, Weekly, Bi-weekly, Monthly | $15 | ~1.5-2% | 350+ |
| Binance.US | Daily, Weekly, Monthly | $10 | ~0.5-1% | 150+ |
Our Top Picks
Coinbase
Coinbase's recurring buy is dead simple to set up. Pick your coin, amount, and frequency—done. The app sends confirmations and makes it easy to pause or modify schedules. With a $1 minimum and 250+ coins, it's the most flexible option.
How to set up: Coinbase app → Trade → Recurring → Select coin → Set amount & frequency → Confirm
Gemini
Gemini's recurring buy works similarly to Coinbase with the added benefit of their security reputation (SOC 2 certified). Available in all 50 states. Slightly higher minimum ($10) but solid execution.
Binance.US
Binance.US has recurring buys with noticeably lower fees (~0.5-1% vs 1.5% elsewhere). The interface isn't as polished, but if fee savings are your priority over the long haul, the difference adds up.
The Real Cost of Recurring Buy Fees
Recurring buys typically charge simple interface fees (~1.5%), not the lower maker/taker rates. Over time, this adds up:
| Scenario | Weekly Amount | Annual Investment | Fees (1.5%) |
|---|---|---|---|
| Small DCA | $25/week | $1,300 | $19.50 |
| Medium DCA | $100/week | $5,200 | $78 |
| Large DCA | $500/week | $26,000 | $390 |
For small amounts, the convenience is worth the fees. For larger DCA strategies, consider manual weekly buys on a lower-fee platform like Kraken Pro (0.26% taker) to save hundreds annually.
DCA Calculator Example
📊 $100/week into Bitcoin for 5 years
Total Invested
$26,000
Fees (1.5%)
-$390
Net Invested
$25,610
*This doesn't account for BTC price changes. DCA performance depends entirely on price movement over your investment period.
Tips for Effective DCA
- ✓ Set it and forget it. The whole point is removing emotion. Don't check prices obsessively.
- ✓ Use ACH funding. Link a bank account for free deposits. Don't use debit cards (2-4% extra fee).
- ✓ Pick a sustainable amount. $20/week for 5 years beats $500/week for 2 months before you quit.
- ✓ Consider weekly over monthly. More frequent buys = more price points = smoother average.
- ✓ Track for taxes. Each purchase is a separate tax lot. Use exchange exports or crypto tax software.
Frequently Asked Questions
Is DCA better than lump sum investing? +
Can I pause my recurring buy? +
What time of day do recurring buys execute? +
Should I DCA into multiple coins? +
The Bottom Line
Coinbase has the best recurring buy experience with a $1 minimum, daily options, and clean interface. Gemini is equally good with better security reputation. Binance.US saves money on fees but has state restrictions. For most people, the convenience of automatic DCA is worth the ~1.5% fee—just set a sustainable amount and let it run.
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