SideBySideCrypto
Fee Guide December 18, 2025

Binance.US Fees Explained: Complete 2025 Guide

Binance.US has the lowest trading fees in the US market. Here's exactly what you'll pay—and where they make their money.

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Quick Summary

Binance.US charges a flat 0.10% trading fee—the lowest among major US exchanges. No maker/taker distinction at base tier. The catch: not available in all states (NY, TX, and others), and debit card deposits are expensive at 4.5%.

Trading Fee Structure

Binance.US keeps it simple: 0.10% for both makers and takers at the base tier. Higher volume = lower fees.

30-Day Volume Maker Fee Taker Fee
$0 - $10,000 0.10% 0.10%
$10,001 - $50,000 0.08% 0.10%
$50,001 - $100,000 0.06% 0.08%
$100,001 - $500,000 0.04% 0.06%
$500,001 - $1,000,000 0.02% 0.04%
$1,000,000+ 0.00% 0.02%

Deposit Fees

Method Fee Time Limit
ACH (Bank) Free 3-5 business days $50,000/day
Wire Transfer $15 1-2 business days No limit
Debit Card 4.5% Instant $5,000/day
Crypto Deposit Free Network dependent No limit

⚠️ Watch Out: Debit Card Fees

Binance.US charges the highest debit card fee among major exchanges at 4.5%. A $1,000 deposit costs $45 in fees. Use ACH instead—it's free and only takes a few extra days.

Withdrawal Fees

Crypto withdrawal fees on Binance.US are roughly average:

Asset Withdrawal Fee Approx. USD
Bitcoin (BTC) 0.0001 BTC ~$8.50
Ethereum (ETH) 0.005 ETH ~$16
Solana (SOL) 0.01 SOL ~$1.50
USDC (ERC-20) 15 USDC $15
Dogecoin (DOGE) 5 DOGE ~$1.75
USD (Wire) $15 $15

Binance.US vs Competitors

Exchange Maker Fee Taker Fee Debit Card
Binance.US 0.10% 0.10% 4.5%
Kraken 0.16% 0.26% 3.75%
Coinbase 0.40% 0.60% 2.49%
Gemini 0.20% 0.40% 3.49%

Binance.US clearly wins on trading fees. A $10,000 trade costs $10 on Binance.US vs $40-$60 on Coinbase. Over a year of active trading, this saves hundreds or thousands.

State Availability

🚫 Binance.US Is NOT Available In:

Hawaii, Idaho, Louisiana, New York, Texas, Vermont

State restrictions change periodically. Some states have limited functionality (no staking, fewer coins). Check binance.us/register to confirm your state's status.

How to Minimize Fees

  1. 1
    Always use ACH

    Free deposits vs 4.5% for debit. Even wire ($15) beats debit for amounts over $333.

  2. 2
    Use limit orders

    At base tier fees are the same, but at higher volumes makers pay less than takers.

  3. 3
    Withdraw on cheap networks

    Withdraw stablecoins on Solana or Polygon instead of Ethereum to save $10+.

  4. 4
    Batch withdrawals

    Consolidate withdrawals to minimize per-transaction fees.

Frequently Asked Questions

Is Binance.US the same as Binance? +
No. Binance.US is a separate company licensed to operate in the US. It shares branding and some technology with Binance (global) but is independently operated to comply with US regulations. Fees and available features differ.
Why are Binance.US fees so low? +
Binance.US uses an aggressive pricing strategy to gain market share. They make money on the spread, withdrawal fees, staking commissions, and high debit card fees. The low trading fee is a competitive advantage.
Is Binance.US safe to use? +
Binance.US has never been hacked and holds proper US licenses. However, it's not SOC 2 certified like Gemini, and the global Binance brand has faced regulatory issues. Binance.US operates independently but shares reputational concerns with its parent brand.
Can I transfer from Binance (global) to Binance.US? +
Not directly. They're separate platforms with separate accounts. You'd need to withdraw crypto from Binance to your own wallet, then deposit to Binance.US (paying network fees twice).

The Bottom Line

Binance.US has the lowest trading fees of any major US exchange at 0.10%. If you're in an eligible state and trade actively, the savings are significant. Just avoid debit card deposits (4.5%) and use ACH or wire instead. The platform isn't as polished as Coinbase, but you're paying for fees, not UI.

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