SideBySideCrypto
Bonuses December 18, 2025

Crypto Exchange Referral Programs Compared 2025

Free Bitcoin for inviting friends? Here's what each exchange offers and how to maximize referral rewards.

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Quick Summary

Coinbase offers $10 in BTC for both you and your friend (most reliable). Gemini gives $10-20 in BTC. Crypto.com has the highest potential at $25+. Terms change frequently—bonuses depend on trade requirements.

Referral Program Comparison

Exchange Your Bonus Friend's Bonus Requirement
Coinbase $10 BTC $10 BTC $100+ trade
Gemini $10-20 BTC $10-20 BTC $100+ trade in 30 days
Crypto.com $25 CRO $25 CRO Card stake + trade
Kraken 10-20% fee share Ongoing trades
Binance.US Up to 40% fees Ongoing trades

Note: Referral programs change frequently. Always check the exchange's current terms before referring friends.

Program Details by Exchange

Most Reliable

Coinbase Referral Program

Coinbase's program is straightforward: you and your friend each get $10 in Bitcoin when they buy or sell $100+ within 180 days. No complicated requirements, no CRO staking—just trade and earn.

You receive:

$10 BTC

Friend receives:

$10 BTC

Requirement:

$100+ trade

Time limit:

180 days

✓ Simple terms ✓ Paid in BTC ✓ Both parties benefit

Gemini Referral Program

Gemini offers $10-20 in BTC for both parties when your friend trades $100+ within 30 days. The amount varies by promotion period. Shorter time window than Coinbase, but potentially higher reward.

You receive:

$10-20 BTC

Friend receives:

$10-20 BTC

Requirement:

$100+ trade

Time limit:

30 days

Crypto.com Referral Program

Crypto.com offers $25 in CRO when your friend stakes for a Visa card. Additional bonuses for card upgrades. Highest potential reward but requires card commitment from your referral.

Base reward:

$25 CRO

Paid in:

CRO (their token)

Requirement:

Card stake

Complexity:

Higher

Kraken & Binance.US — Affiliate Style

These programs share a percentage of your referrals' trading fees. Better for influencers or people with many referrals who trade actively. One-time bonuses are smaller or nonexistent.

Kraken

10-20% of referrals' fees for 90 days

Binance.US

Up to 40% ongoing fee share

Maximizing Referral Rewards

  1. 1
    Stack sign-up bonuses

    New users can sign up for multiple exchanges and collect bonuses from each. $10 from Coinbase + $10 from Gemini = $20+ in free BTC.

  2. 2
    Check for limited-time promotions

    Exchanges frequently boost referral amounts during marketing pushes. Holiday seasons often have better rates.

  3. 3
    Meet minimum trade requirements efficiently

    For $100 trade requirements, buy $100 of a stablecoin like USDC—minimal price risk while qualifying.

  4. 4
    Read the fine print

    Some bonuses have holding periods or withdrawal restrictions. Know the terms before counting your rewards.

Common Referral Pitfalls

  • ⚠️ Forgetting to use the referral link — Signing up without the link means no bonus for either party
  • ⚠️ Not meeting the trade deadline — Gemini gives 30 days, Coinbase gives 180. Don't wait too long
  • ⚠️ Trading fee exceeds bonus — A $10 bonus isn't worth it if you pay $15 in fees on a small trade
  • ⚠️ CRO value fluctuation — Crypto.com pays in CRO, which can drop before you sell

Frequently Asked Questions

Can I refer myself with a second account? +
No. Exchanges require unique identities (SSN, ID verification). Creating multiple accounts violates terms of service and can result in account closure and forfeiture of funds.
Are referral bonuses taxable? +
Yes. Referral bonuses are considered income and should be reported. Exchanges may send 1099s for bonuses over certain thresholds. Consult a tax professional for your specific situation.
How long until I receive my bonus? +
Usually within a few days after your referral meets the trade requirement. Some exchanges have holding periods (7-30 days) before you can withdraw the bonus.
Is there a limit to how many people I can refer? +
Most exchanges don't have hard caps, but some limit bonuses (e.g., first 10 referrals). High-volume referrers may need to apply for affiliate programs with different terms.

The Bottom Line

Coinbase has the most straightforward referral program—$10 each with simple requirements. Gemini can pay more during promotions. Crypto.com offers the highest amounts but requires card staking. For influencers, Kraken and Binance.US fee-sharing programs can add up over time.

Compare All Exchanges