SideBySide
Comparison Updated December 2025

Binance.US vs Coinbase: Which Exchange Is Better in 2025?

Binance.US has the lowest fees. Coinbase has the widest availability. The right choice depends entirely on where you live.

Quick Verdict

Binance.US wins on fees (0.10% vs 0.60%) but loses on availability—it's restricted in NY, TX, VT, and other states. Coinbase works everywhere and has better trust/support. If you're in a supported state and prioritize low fees, Binance.US saves you 80% on trading costs.

Choose Binance.US if:
In a supported state, want lowest fees
Choose Coinbase if:
Any state, want trust & support
B

Binance.US

Est. 2019 • San Francisco

CB

Coinbase

Est. 2012 • San Francisco

Category Binance.US Coinbase Winner
Trading Fees 0.10% 0.40-0.60% Binance.US
US Availability ~38 states All 50 states Coinbase
Cryptocurrencies 160+ 280+ Coinbase
USD Banking Restored (2025) Always stable Coinbase
Customer Support Chat (slow) 24/7 Phone Coinbase
Mobile App 4.2/5 4.7/5 Coinbase
Staking Yes (more options) Yes (state limits) Binance.US
Zero-Fee BTC Yes (select pairs) No Binance.US
Publicly Traded No Yes (NASDAQ) Coinbase
Score: Coinbase 6 – Binance.US 3 (but those 3 wins include the biggest one: fees)

🗺️ State Availability: The Dealbreaker

This is the most important factor. Binance.US is completely unavailable in several major states. If you're in one of these states, Coinbase wins by default.

Binance.US Availability by State

🚫 Not Available

  • New York
  • Texas
  • Vermont
  • Hawaii
  • Louisiana
  • Connecticut
  • Idaho

⚠️ Limited Features

  • Florida (no staking)
  • Georgia (limits)
  • New Jersey (limits)
  • Nevada (limits)
  • Alaska (limits)

✓ Full Access

  • California
  • Illinois
  • Pennsylvania
  • Ohio
  • + ~33 others

Coinbase is available in all 50 states with full functionality (staking restricted in CA, MD, NJ, WI).

💰 Fee Comparison: Binance.US Dominates

If you can access Binance.US, the fee savings are substantial:

B

Binance.US

$1,000 trade $1.00
$5,000 trade $5.00
BTC pairs $0 (zero fee!)
Annual ($1K/mo) $12/year
CB

Coinbase Advanced

$1,000 trade $6.00
$5,000 trade $30.00
BTC pairs $6.00 (same fee)
Annual ($1K/mo) $72/year

💵 Annual Savings

Trading $1,000/month, Binance.US saves you $60/year. At $5,000/month, that's $300/year. For pure Bitcoin trades, it's 100% savings (zero fee).

🏦 The Banking Situation (2025 Update)

In 2023-2024, Binance.US faced serious banking issues. The SEC lawsuit caused banking partners to cut ties, forcing the exchange into "crypto-only" mode where users couldn't deposit or withdraw USD directly.

Good news: As of late 2025, Binance.US has restored USD services. You can now deposit via ACH and withdraw to your bank account again. However, the experience isn't as smooth as Coinbase:

Coinbase's banking has never had these issues. They're a publicly traded company with stable banking relationships. That peace of mind has value.

🔒 Trust Factor: Coinbase Wins

Binance.US operates as a separate legal entity from Binance Global, but the association matters. The SEC lawsuit, the banking disruptions, and the global Binance controversies have eroded trust.

Coinbase is publicly traded on NASDAQ. They file quarterly reports with the SEC. Their financials are audited. When something goes wrong, there's accountability.

For someone storing significant value, that transparency matters more than saving $60/year on fees.

🎯 The Decision Framework

B Choose Binance.US if:

  • You're in a supported state (not NY, TX, VT, etc.)
  • Minimizing fees is your top priority
  • You primarily trade Bitcoin (zero-fee pairs)
  • You're comfortable with the regulatory uncertainty
  • You want more staking options

CB Choose Coinbase if:

  • You're in NY, TX, VT, or another restricted state
  • Trust and regulatory clarity matter more than fees
  • You want 24/7 phone support
  • You're interested in Base L2 and Web3 features
  • You're a beginner who values a polished app

The Bottom Line

Binance.US is objectively cheaper—sometimes by 80% or more. If you're in a supported state and comfortable with the platform's history, it's hard to argue against the savings.

Coinbase is the safer, more reliable choice. It works everywhere, has better support, and carries less regulatory risk. For most people, the extra cost is worth the peace of mind.

Compare All Exchanges
SC

SideBySide Crypto Research Team

Last verified: December 2025

State availability verified directly on Binance.US. Banking status confirmed via official announcements.

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