Quick Summary
Binance.US charges 0% maker / 0.02% taker on all spot pairs—the lowest among major US exchanges. The catch: not available in all states (NY, TX, and others), and debit card deposits are expensive at 4.5%.
Trading Fee Structure
Binance.US keeps it simple: 0% for makers and 0.02% for takers on all spot pairs. Check Binance.US's official fee schedule for any volume-tier details.
| Tier | Maker Fee | Taker Fee |
|---|---|---|
| All spot pairs | 0.00% | 0.02% |
| Volume tiers | — | See Binance.US's official fee schedule |
Deposit Fees
| Method | Fee | Time | Limit |
|---|---|---|---|
| ACH (Bank) | Free | 3-5 business days | $50,000/day |
| Wire Transfer | $15 | 1-2 business days | No limit |
| Debit Card | 4.5% | Instant | $5,000/day |
| Crypto Deposit | Free | Network dependent | No limit |
⚠️ Watch Out: Debit Card Fees
Binance.US charges the highest debit card fee among major exchanges at 4.5%. A $1,000 deposit costs $45 in fees. Use ACH instead—it's free and only takes a few extra days.
Withdrawal Fees
Crypto withdrawal fees on Binance.US are roughly average:
| Asset | Withdrawal Fee | Approx. USD |
|---|---|---|
| Bitcoin (BTC) | 0.0001 BTC | ~$8.50 |
| Ethereum (ETH) | 0.005 ETH | ~$16 |
| Solana (SOL) | 0.01 SOL | ~$1.50 |
| USDC (ERC-20) | 15 USDC | $15 |
| Dogecoin (DOGE) | 5 DOGE | ~$1.75 |
| USD (Wire) | $15 | $15 |
Binance.US vs Competitors
| Exchange | Maker Fee | Taker Fee | Debit Card |
|---|---|---|---|
| Binance.US | 0.00% | 0.02% | 4.5% |
| Kraken | 0.40% | 0.80% | 3.75% |
| Coinbase | 0.40% | 0.60% | 2.49% |
| Gemini | 0.60% | 1.20% | 3.49% |
Binance.US clearly wins on trading fees. A $10,000 trade costs $0-$2 on Binance.US vs $40-$60 on Coinbase. Over a year of active trading, this saves hundreds or thousands.
State Availability
🚫 Binance.US Is NOT Available In:
Hawaii, Idaho, Louisiana, New York, Texas, Vermont
State restrictions change periodically. Some states have limited functionality (no staking, fewer coins). Check binance.us/register to confirm your state's status.
How to Minimize Fees
-
1
Always use ACH
Free deposits vs 4.5% for debit. Even wire ($15) beats debit for amounts over $333.
-
2
Use limit orders
Makers pay 0% on spot pairs, versus 0.02% for takers.
-
3
Withdraw on cheap networks
Withdraw stablecoins on Solana or Polygon instead of Ethereum to save $10+.
-
4
Batch withdrawals
Consolidate withdrawals to minimize per-transaction fees.
Frequently Asked Questions
Is Binance.US the same as Binance? +
Why are Binance.US fees so low? +
Is Binance.US safe to use? +
Can I transfer from Binance (global) to Binance.US? +
The Bottom Line
Binance.US has the lowest trading fees of any major US exchange at 0% maker / 0.02% taker. If you're in an eligible state and trade actively, the savings are significant. Just avoid debit card deposits (4.5%) and use ACH or wire instead. The platform isn't as polished as Coinbase, but you're paying for fees, not UI.
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