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VS Comparison Updated December 2025

Coinbase vs Kraken: Which Crypto Exchange Should You Choose in 2025?

Two of America's most trusted crypto exchanges, head-to-head. We compared fees, security, coin selection, and user experience to help you pick the right platform for your trading style.

Quick Verdict

Choose Kraken if you want lower fees (0.16% vs 0.40%) and advanced trading features. Kraken has never been hacked in 12+ years.

Choose Coinbase if you're a complete beginner who values simplicity over cost, or if you want staking (Kraken halted US staking after SEC action).

Head-to-Head Comparison

Feature Coinbase Kraken Winner
Maker Fee 0.40% 0.16% Kraken
Taker Fee 0.60% 0.26% Kraken
Cryptocurrencies 250+ 200+ Coinbase
US Availability ✅ All states ✅ Most states Coinbase
Staking (US) ✅ Available* ❌ Halted Coinbase
Security Record Never hacked Never hacked (12+ years) Tie
Beginner Friendly ⭐⭐⭐⭐⭐ ⭐⭐⭐ Coinbase
Advanced Trading ⭐⭐⭐ ⭐⭐⭐⭐⭐ Kraken
Mobile App Rating 4.7 iOS / 4.3 Android 4.5 iOS / 4.2 Android Coinbase
Margin Trading ❌ No ✅ Up to 5x Kraken
Futures Trading ❌ No ✅ Yes Kraken

* Coinbase staking unavailable in CA, MD, NJ, WI. Data as of December 2025.

Fee Comparison: The Real Cost

Let's break down exactly what you'll pay on each platform. The difference is significant for active traders.

Coinbase Fees

Simple Trade (app) ~1.49% + spread
Advanced Trade Maker 0.40%
Advanced Trade Taker 0.60%
Coinbase One $0 (up to $10K/mo)
Credit Card Deposit 3.99%
ACH Deposit Free

Kraken Fees

Instant Buy (app) 1.5%
Pro Maker 0.16%
Pro Taker 0.26%
High Volume ($10M+/mo) 0% / 0.10%
Credit Card Deposit 3.75%
ACH Deposit Free

💰 Real-World Example: $10,000 Trade

Coinbase Advanced (Taker)

$60.00 fee

Kraken Pro (Taker)

$26.00 fee

You save $34 per $10,000 traded by using Kraken. For someone trading $50K/year, that's $170 in savings.

Security: Both Are Top-Tier

In a year where $3.4 billion was stolen from crypto platforms (including $1.5B from Bybit), security matters more than ever. Both Coinbase and Kraken have sterling records.

Coinbase Security

  • 98% of assets in cold storage
  • $255M insurance policy on hot wallets
  • Publicly traded (NASDAQ: COIN)
  • Never been hacked
  • Hardware security key support

Kraken Security

  • 95% of assets in cold storage
  • Never been hacked (12+ year track record)
  • Regular proof-of-reserves audits
  • Global Settings Lock feature
  • Hardware security key + master key

Bottom line: Both exchanges have excellent security. Neither has ever been hacked. For most users, security shouldn't be the deciding factor between these two.

Who Should Use Which?

Choose Coinbase If:

  • You're a complete beginner
  • You want to stake crypto in the US
  • You value simplicity over low fees
  • You trade $5K+/month (Coinbase One)
  • You want the best mobile app
  • You're in a state that restricts Kraken
Open Coinbase Account

Choose Kraken If:

  • You want the lowest fees
  • You're an active trader
  • You want margin/futures trading
  • You prioritize security track record
  • You're comfortable with Pro interfaces
  • You don't need US staking
Open Kraken Account

Frequently Asked Questions

Is Kraken or Coinbase safer?

Both are extremely safe. Neither has ever been hacked. Coinbase is publicly traded (more regulatory oversight) while Kraken has a longer track record (founded 2011). For security purposes, consider them equal.

Why can't I stake on Kraken in the US?

In February 2023, Kraken settled with the SEC and permanently shut down its US staking program. The SEC considered staking-as-a-service an unregistered security. Coinbase restructured its program to continue offering staking (though it's banned in some states).

Can I use both Coinbase and Kraken?

Yes, many traders use both. A common strategy: Use Coinbase for easy fiat on-ramping and staking, then transfer to Kraken for lower-fee trading. Both have free crypto withdrawals (you pay network fees only).

Which has better customer support?

Both have historically had support complaints. Kraken offers 24/7 live chat for Pro users. Coinbase One subscribers get priority support. For standard accounts, expect similar experiences (mostly email-based support with delays).

The Bottom Line

Kraken wins on fees (saving you $34+ per $10,000 traded) and advanced trading features. It's the better choice for cost-conscious traders who are comfortable with a Pro interface.

Coinbase wins on ease-of-use and US staking availability. It's the better choice for beginners and those who want to earn passive income on their holdings.

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Last updated: December 18, 2025

Data sources: Coinbase.com, Kraken.com, CoinLedger, Koinly